VendorPay
Extend your terms without straining the relationship
VendorPay settles your supplier invoices the day they're approved and gives you up to 90 days to repay, so you capture early-pay discounts while holding on to cash.
- Program size
- $250K – $15M
- Repayment terms
- Up to 90 days
- Vendor payout
- Same day
- Bank line impact
- None
Why it works
What VendorPay does for your balance sheet
A supply-chain payment program that pays your vendors immediately while extending your own payment terms — without touching your bank line.
Vendors get paid faster
Suppliers are paid on approval, which strengthens the relationship and often unlocks 2–3% early-payment discounts you can keep.
You get up to 90 days
Extend days payable outstanding without renegotiating a single contract or defaulting on a term you agreed to.
Off your bank line
VendorPay sits alongside existing bank facilities rather than consuming availability you may need elsewhere.
One reconciled statement
Every payment, fee and due date lands on a single statement your controller can tie out in minutes.
Step by step
How the money actually moves
- 01
Set the program
We size the facility against your payables volume and vendor mix, and set your repayment window.
- 02
Approve invoices
Send approved supplier invoices through your normal AP workflow or a simple upload.
- 03
Vendors are paid
We remit to your suppliers the same day, in their preferred method and currency.
- 04
You settle later
Repay Funding Team on the agreed date, up to 90 days out, on one consolidated statement.
A good fit if
- Payables outrun receivables in your cash conversion cycle
- Key vendors demand short terms or deposits
- You want early-pay discounts but not the cash outlay
- Your bank line is fully drawn or earmarked
What we need to say yes
- $250K+ in annual eligible payables
- Two years of operating history
- Approved, undisputed vendor invoices
- Basic financial reporting on a quarterly cadence
Ready to price a VendorPay facility?
Apply online in about five minutes. A named underwriter reviews the file personally and returns terms within one business day.