Purchase Order Funding
Say yes to the order you can't afford to fill
Purchase order funding covers up to 100% of supplier cost on confirmed orders from creditworthy buyers — including letters of credit for overseas production.
- Facility size
- $100K – $5M
- Supplier cost covered
- Up to 100%
- Rates from
- 2.5% / 30 days
- Instruments
- Cash, wire, L/C
Why it works
What Purchase Order Funding does for your balance sheet
We pay your suppliers directly against confirmed purchase orders, so a large order becomes an opportunity instead of a cash flow problem.
Take orders larger than your balance sheet
Capacity is driven by the strength of the purchase order and the supplier, not by the equity in your company.
Domestic and international suppliers
We issue letters of credit and wires to overseas manufacturers, and we know how to work with freight forwarders and customs brokers.
Pairs with factoring
PO funding covers production; factoring takes out the PO facility the moment you invoice. One team, one file, one relationship.
No equity given up
Fund your growth with the order in hand instead of selling a piece of the company to cover a single season.
Step by step
How the money actually moves
- 01
Send the order
Share the purchase order, your supplier quote and the delivery timeline.
- 02
We verify both sides
We confirm the buyer's credit and the supplier's ability to perform, then size the facility.
- 03
Supplier gets paid
We pay the supplier directly by wire or letter of credit so production starts immediately.
- 04
You deliver and invoice
Goods ship, you invoice, and the receivable repays the facility — often through a companion factoring line.
A good fit if
- You resell or manufacture finished goods
- The order is confirmed and non-cancelable
- Gross margin on the order is 20% or better
- Your supplier requires deposit or payment before shipment
What we need to say yes
- Written purchase order from a creditworthy commercial or government buyer
- Finished goods — not work-in-progress or services
- Verifiable supplier with a track record of delivery
- Clear path to invoicing on completion
Ready to price a Purchase Order Funding facility?
Apply online in about five minutes. A named underwriter reviews the file personally and returns terms within one business day.